
1. Recognition of Customer's Expectation of Privacy.
We recognize our customers expect us to protect the confidentiality of their accounts, transactions and related personal information.
2. Collection and Use of Customer Information.
We collect information regarding our customers when we believe it would be useful (and permitted by law) in handling their accounts and transactions with us. Much of this information constitutes nonpublic personal information.
We use information regarding our customers for a variety of reasons including facilitation of transactions in servicing a customer's account, identification purposes in protecting a customer's account and safeguarding against unauthorized access to customer accounts and information, identification of additional products and services that may be beneficial to a customer and identifying and mitigating potential risks or losses to us.
3. Sharing of Customer Information with Third Parties.
Our policy is not to share nonpublic personal information about our customers or former customers with third parties except where permitted by law, such as:
| • | The information is provided to help complete a customer-initiated transaction; |
| • | The customer requests the information be disclosed; |
| • | The disclosure is required by or allowed by law, such as when the disclosure is made in response to a subpoena; and |
4. Providing Privacy Information to Customers & Responding to Inquiries
We make our policy regarding confidentiality of customer information available publicly. Customers who have questions regarding our policy or the privacy of their customer information should contact us during normal business hours.
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